Mutual funds allow you to invest in a portfolio of assets that are managed by professionals. They let you diversify your portfolio more widely than you may be able to do when investing in individual stocks and bonds on your own. Together we can select a fund that gives you the right balance of risk and reward for your financial plan.
Segregated funds invest in a variety of stocks and bonds. They’re different than mutual funds. They offer unique protection features that are only available through insurance companies. They’re a great way to save for your retirement and investment goals.
Mutual and segregated funds work the same way. For both investment options, money is pooled together for the benefit of the investors, and to buy a variety of different investments based on the fund’s investment goals. This does two things:
1. Creditor protection depends on court decisions and applicable legislation, which can be subject to change and can vary from each province; it can never be guaranteed. Talk to your lawyer to find out more about the potential for creditor protection for your specific situation.
Let me help you find ways to save, achieve your goals and make sure the money you’ve worked hard for is working for you. Over time, your investments can help contribute to the future you want for you and your family.
Jing Yu (Rebecca) Li